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Mega Backdoor Roth Hack

Here's how to contribute $40,000+ extra into your Roth IRA every year..

The Money Cruncher, CPA's avatar
The Money Cruncher, CPA
Jun 06, 2026
∙ Paid

I was recently asked “What are some strategies available to high earners to potentially minimize their taxes?”

Of course, we have our typical options, like 401ks, HSAs, Roth IRAs, or more sophisticated strategies with real estate/business planning. But for many high earners, you may also be able to take advantage of the “Mega Backdoor Roth” (MBDR) option.

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